Contingent Fee Insurance

Protect your investment in litigation and secure the value of your contingent-fee work.

How We Help

Contingent Fee Insurance (CFI) helps law firms mitigate the financial risk of contingent or success-fee arrangements by reimbursing their fees and expenses if a portfolio—or individual case—is unsuccessful.


As more firms pursue litigation on a contingent basis, the financial exposure from unrecovered time and costs can be significant. CFI provides downside protection, ensuring that if the litigation is unsuccessful, the firm recovers its work-in-progress (WIP) and out-of-pocket expenses through a policy issued by a leading insurer.


Rather than seeking funding from a third-party financier, firms can use insurance to transfer outcome risk for a fixed premium. The underwriting process mirrors that of a litigation funder but results in a non-recourse insurance policy that preserves control, protects capital, and enhances portfolio stability.


CFI can be purchased at any stage of litigation, for a single case or a portfolio of matters.

Who We Help

Woman's hand using a calculator, with coins and documents on a desk, possibly financial.
Woman's hand using a calculator, with coins and documents on a desk, possibly financial.
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How It Works

01

Underwriting and Diligence

Certum conducts detailed diligence on the underlying cases, including merits, damages, and counsel experience.

02

Proposal and Pricing

If insurable, Certum proposes policy terms, coverage limits, and pricing.

03

Coverage Activation

In exchange for an insurance premium, up to 100% of fees and expenses can be insured against loss if the case or portfolio is unsuccessful.

How It Helps

01

Ensures Recovery of WIP and Costs

Guarantees reimbursement if a case or portfolio does not succeed.

02

Facilitates Growth

Enables firms to pursue more contingent matters without stretching balance sheets.

03

Enhances Client Alignment

Allows firms to share upside confidently while minimizing downside exposure.

04

Reduces Litigation Fatigue

Gives plaintiffs and firms confidence to see a strong case through to conclusion.

Get in Touch

Let’s explore how our personalized financing and insurance solutions can help you evaluate and manage risk.