Collateral Assessment & Monitoring
Real-time litigation portfolio tracking and borrowing-base certification for lenders financing law firms and litigation assets
How We Help
Certum provides comprehensive collateral monitoring and valuation services for lenders using litigation cases as loan collateral. We integrate directly with borrowers' case management systems (or provide our own dashboard) to deliver real-time visibility into portfolio performance, case developments, and borrowing base compliance.
Our services solve a critical challenge in legal lending: the difficulty of valuing and monitoring non-liquid, uncertain litigation assets. We track case inventory continuously, adjust valuations based on procedural developments and settlement activity, and certify borrowing base calculations to ensure lenders remain protected throughout the loan term.
By combining proprietary technology with litigation expertise, we provide lenders with confidence that their collateral remains sufficient, their borrowers remain compliant, and their risk exposure is accurately understood. Our automated monitoring reduces manual oversight while delivering institutional-grade reporting and early warning of portfolio issues.
Who We Help
Banks
Monitor litigation-backed loans with real-time case tracking, automated borrowing base calculations, and quarterly certification reports that satisfy audit and regulatory requirements.
Private Credit Funds
Access detailed portfolio analytics, settlement probability modeling, and case-level performance data to support investment committee reporting and risk management.
Specialty Finance Lenders
Integrate collateral monitoring into existing loan agreements, receive early warnings of deficiency events, and maintain audit-ready documentation throughout the loan lifecycle.
How It Works
01
System Integration
We connect the borrower's case management system to our monitoring platform, establishing automated data feeds for real-time case tracking.
02
Continuous Monitoring
Our platform tracks case inventory, settlement activity, new case additions, closed matters, and valuation adjustments, flagging material changes that impact borrowing base calculations.
03
Reporting and Certification
We deliver regular reports on collateral performance, borrowing base compliance, and portfolio risk, providing lenders with the transparency and assurance needed to manage legal lending exposure confidently.
Get in Touch
Let’s explore how our personalized financing and insurance solutions can help you evaluate and manage risk.