Capital Protection Insurance

Litigation investors can protect committed capital and unlock financing efficiencies across litigation portfolios.

How We Help

Capital Protection Insurance (CPI) safeguards the capital invested in litigation—whether structured as debt, equity, or hybrid funding—against the risk of an adverse outcome.


As the litigation finance industry has matured, institutional funders now deploy billions of dollars annually across diversified cases, geographies, and structures. CPI is designed to preserve that invested capital, protecting against total loss in the event of an unfavorable ruling while improving fund-level economics and enabling new financing strategies.


For funders, asset managers, and investors, CPI offers dual benefits:


  • Downside protection for deployed capital in single cases or portfolios; and
  • Enhanced capital efficiency, as the policy can be ceded to a third-party lender providing back leverage—allowing insurers, not financiers, to bear case-outcome risk.


CPI can be purchased at any stage of litigation, once capital has been invested.

Who We Help

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Person using a calculator with stacks of coins and paperwork on a desk.
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How It Works

01

Investment Identification

The funder selects the case(s) or portfolio to insure or to use as collateral for back leverage.

02

Underwriting and Diligence

The insurer conducts diligence on the record and assesses legal, factual, and jurisdictional risks.

03

Policy Structuring

Upon approval, the insurer issues terms and pricing; if applicable, Certum coordinates with lenders to facilitate insurance-backed leverage.

04

Coverage and Transfer

For a one-time premium, up to 100% of invested capital can be insured. There is typically no deductible or self-insured retention.

How It Helps

01

Preserves Capital

Guarantees return of invested principal if the case or portfolio fails.

02

Enables Back Leverage

Allows funders to borrow efficiently against insured portfolios.

03

Supports Portfolio Diversification

Lets funders take broader, more strategic exposure without increasing downside volatility.

Get in Touch

Let’s explore how our personalized financing and insurance solutions can help you evaluate and manage risk.